Privacy Policy

Last Updated: December 2, 2023

This Privacy Policy explains how Financiario LLC (“Company,” “we,” “us,” or “our”) collects, uses, shares, and protects personal information when you use our websites, pages, and services.

This Privacy Policy applies to https://oanalabes.com/ and any related pages, subdomains, domains, and websites operated by Financiario LLC, including any pages used to offer, sell, deliver, host, or provide access to paid Products or free materials.

If you have questions about this Privacy Policy, contact us at [email protected].

1) What we collect

We collect personal information in a few ways: when you provide it to us, when you use our websites, and when you purchase or access our products.

A) Information you provide

B) Information collected automatically

C) Information from third parties

We may receive information from:

2) How we use your information

We use personal information to:

3) Cookies, analytics, and marketing tracking

We use cookies and similar technologies to:

You can control cookies through your browser settings. Blocking cookies may affect site functionality.

Some analytics or marketing technologies may involve third-party partners placing cookies or similar technologies. These partners may collect information about your online activity over time and across different websites.

4) When we share personal information

We share personal information only as needed to run the business and deliver what you requested. Examples include:

A) Service providers

We may share information with vendors who help us operate, such as:

B) Legal and compliance

We may share information if we believe it is necessary to:

C) Business transfers

If the Company is involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets, your information may be transferred as part of that transaction.

5) “Selling” or “sharing” personal information

We do not sell your personal information for money.

Under some privacy laws (including California), “sharing” can include disclosure of personal information for cross-context behavioral advertising. We may use analytics and marketing tools that could be considered “sharing” under those definitions, depending on how those tools operate.

If you want to opt out of certain tracking or marketing disclosures, contact [email protected] with the subject line “Privacy Opt-Out”.

6) Email communications

If you sign up for a free product, purchase a product, or otherwise provide your email, you may receive:

You can unsubscribe from promotional emails using the “unsubscribe” link in any message. Unsubscribing won’t stop service or transaction emails (for example, a receipt or access notice).

7) Data retention

We keep personal information for as long as reasonably necessary to:

Retention periods vary based on the type of information and the purpose for which it was collected.

8) Data security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9) Accuracy and errors

We make best efforts to keep our content, materials, and website information accurate and up to date. Errors, omissions, or outdated information may occur. You should verify information independently and seek professional advice where appropriate.

10) No professional advice

All information on our websites and in our free and paid materials is provided for educational and informational purposes only.

Nothing on the website or in any materials is professional advice, including investment, accounting, tax, legal, financial, or other advice. You should consult qualified professionals who understand your specific situation before making decisions. You are responsible for your own research, due diligence, and outcomes.

11) Children’s privacy

We do not knowingly collect personal information from children under the age of 16. If you believe a child under 16 has provided us personal information, contact [email protected] and we will take reasonable steps to delete it.

12) Your privacy rights (California)

If you are a California resident, you may have rights under California privacy law, which can include:

To make a request, email [email protected] with the subject line “California Privacy Request.”
 To help us verify your identity, we may ask for information that matches what we have on file (for example, the email address tied to your account or purchase).

13) International users

If you access our websites from outside the United States, your information may be processed and stored in the United States or other jurisdictions where our service providers operate. By using the website, you understand this processing may occur.

14) Third-party links

Our websites may contain links to third-party sites. We are not responsible for the privacy practices of third parties. Review the privacy policies of any third-party site you use.

15) Changes to this Privacy Policy

We may update this Privacy Policy from time to time. Changes become effective when posted. Your continued use of the websites after an update means you accept the updated Privacy Policy.

16) Contact

For privacy questions or requests, email: [email protected]